UNUM Guide to Heatlh Care Reform
UNUM Guide to Health Care Reform Rev 4.2013
Kaiser Health Care Reform
Kaiser Health Care Reform Rev 4.2013

Small Business Guidance Health Care Reform
Click here for General Introduction to ALL PPACA Health Reform

The law, rules and regulations are constantly evolving, court cases, different dates for implementation, etc.  New brochures and explanations.  So, if you have any questions, just email us.

UHC Resources ♦ Arthur Gallagher FAQ’s  ♦ Blue Cross Health Reform Website ♦  UHC TV – Video’s

More Specialized Pages on Health Care Reform for Employers

View each Insurance Companies Webpage for details

Earlier Information on Health Care Reform

Blue Shield Info on EmployER Responsibilities

Blue Shield FAQ’s 6.2013

Summary of ACA Provisions Chart
Blue Cross Summary Provisions Chart

More info on Small Group Definitions vs. Large Group

Health Net Website

FAQ’s 11/20101.2011
Health Net FAQ's Health Reform

UHC/PacifiCare Navigating Health Reform
UHC Pacificare Navigating Health Care Reform

UHC PacifiCare Website

Health Care.Gov – Small Biz

Aetna Website

3/2012 Generic Summary
Health Reform A Guide for Employers

Commonwealth Fund
Health Reform & Small Business
Commonwealth Fund Health Reform and Small Biz


Health Reform in a Nutshell
Health Reform in a Nutshell


Loophole to extend coverage through most of 2014 to avoid
1.1.2014 changes….

Health Reform Guide – Word & Brown 3.2013

UHC 2013 Guide 

Blue Cross  Rev. 1/2012
BC Navigating Health Care Reform


Visit our website with details of the rebates, purpose of loss ratio's, etc.

ACA Provisions
Click on chart for more information Common Wealth fund.org 9.2010

  1. HELP FOR EARLY RETIREES—The new Early Retiree Reinsurance Program is a temporary program that will provide reimbursement to participating employers with 51 or more covered employees for a portion of the cost of health coverage to early retirees. To participate, the plan must provide coverage for retired employees who are 55-64 years of age who are not eligible for Medicare.
    Early Retiree Reinsurance Program
    Early Retiree Reinsurance Program FAQ’s
    Fact Sheet
    HCTC Health Coverage Tax Credit
    Blue Shield FAQ’s
    Program Regulations
    Fact Sheet
  2. Aetna’s Website


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