Choice Builder - Ancillary Benefits Program
Choice Builder – Ancillary Benefits Program

Dental For Everyone,
has an excellent  website with full brochures, online quoting and enrollment

get instant dental quotes and enroll
Try Dental for Everyone if your Employer Group doesn't or won't offer a plan.  Employees can go direct and get coverage here!

Our Webpage on Insurance Coverage for 

COVID 19

corona virus graphic

Graphic from The Sun.UK

Steve Shorr
Website Introduction

Get a quote

Appoint us as your broker

Top 5 - 10 causes of Long Term Disability Claims 

Lower back disorders  ♦   Depression  ♦ Coronary heart disease, arthritis and pulmonary diseases  (Met Life♦  Disability Can Happen    CDC Statistics

Top 5 causes of Disabilty

Click here to visit our website on Disability Payments - Insurance 

United Health Care  -   Get a quote 

United Health Care - Get a Quote

7 comments on “Dental, Vision, Supplemental

  1. Is it worth it to have dental coverage, during the pandemic as people are postponing routine cleaning, etc, during the pandemic?

    Blue Cross has already announced lower rates and that they are paying extra to the dentists for COVID 19 extra costs to prevent transmission.

    • Anthem issues premium credits to employer groups

      We continue to look for ways to provide support and financial relief to our employers and members during the COVID-19 emergency.

      Shelter-in-place orders across the country have caused significant disruption to traditional patterns of care. As a response to these challenges, we are supporting our customers by issuing premium credits to our Fully Insured employer groups based on their April 2020 invoices.

      The credits will appear on employers’ August 2020 invoices (issued in July 2020):
      • 15% of the April premium for Anthem Small Group medical plans
      50% of the April premium for Anthem Dental plans – Source – Broker Email 6.5.2020

    • PPE reimbursement protects members and supports dentists

      COVID-19 requires that dentists take extra precautions to protect both themselves and their patients. These added steps can add to the cost of a dental visit.

      To protect the health of our members while minimizing unexpected fees, we are paying dentists an extra reimbursement from June 15 through August 31, 2020.

      Anthem will pay $10 per dental patient, per visit, on dental PPO network claims for personal protective equipment (PPE). Supporting the dentists in our networks can help preserve employee access to providers in their plans. Broker email dates 6.22.2020

      • Health.Com 5.13.2020 is it safe to go to the dentist?

        COVID-19 spreads primarily through respiratory droplets that often make their way into your mouth, nose, or even eyes, you may be putting yourself in danger while sitting in the dentist chair (remember: dental hygienists and dentists are all up in your mouth during cleanings and procedures—and you wearing a mask is basically impossible).

        Viral transmission can happen if someone isn’t showing symptoms yet, so even if a dental office is making staff who are showing symptoms stay home, that won’t be helpful if a staffer is asymptomatic. That said, “as long as the dentist and assistants wear masks and get tested,” a dental procedure can be perfectly safe

        if you’re experiencing any type of dental emergency—swelling, uncontrolled bleeding, pain, trauma from an accident, or if you have a dental concern related to an underlying condition (chemotherapy, uncontrolled diabetes, etc.)—it’s important to see your dentist as soon as possible since, again, many offices are still open for emergency procedures and visits.

        In the meantime, and again, as long as you’re not currently facing a dental emergency, remember to keep your teeth and mouth healthy by brushing your teeth and flossing twice a day (yes, even in quarantine).

      • NPR.org 6.3.2020 Is it safe?

        questions to ask medical and dental staff when scheduling an appointment:

        Do the staff and patients wear masks at all times?
        Do the staff have enough masks and protective equipment?
        Will there be a limit on how many people can be in a waiting room?
        Are the staff being tested for COVID-19?
        How often are staff cleaning the waiting rooms and offices?
        If you don’t drive, can you take public transit while keeping your distance from other people and washing your hands before and afterward?

    • Evidence of Coverage for Delta Dental PPO

      Timely Access to Care

      PPO and Premier Providers have agreed waiting times to Enrollees for appointments for care which will
      never be greater than the following timeframes:

      ƒ for emergency care, 24 hours a day, 7 day days a week;
      ƒ for any urgent care, 72 hours for appointments consistent with the Enrollee’s individual needs;
      ƒ for any non-urgent care, 36 business days; and
      ƒ for any preventative services, 40 business days.

      During non-business hours, the Enrollee will have access to his or her Provider’s answering machine,
      answering service, cell phone or pager for guidance on what to do and whom to contact if he or she is
      experiencing an Emergency Dental Condition.

      If the Enrollee calls our Customer Service Center, a representative will answer their call within 10 minutes
      during normal business hours.

      Should the Enrollee need interpretation services when scheduling an appointment with any of our PPO or
      Premier Providers, he or she may call our Customer Service Center at 800-471-0287 for assistance.

      Waiting Period

      Major Services limited to enrollees who have been enrolled in the Contract for 6 consecutive months

      Periodontics (other than maintenance)
      Endodontics
      Crowns and Casts
      Prosthodontics
      Oral Surgery

Leave a Reply

Your email address will not be published.