Art Gallagher Consulting Guide
COBRA Continuation Coverage?
Who Is Entitled
COBRA Rights and Responsibilities:
Notice and Election Procedures
Summary of Qualifying Events,
Paying for it
No Pre X Clause!
What happens if my EmployER sells the business?
Does the NEW owner have to cover my COBRA?
Simply put, the answer is YES, even if it’s just a sale of assets. See details and examples in the Code of Federal Regulations § 54.4980B-9 (pdf) with our markup and annotations.
Check out HIPAA when COBRA expires and please note that if COBRA and/or Cal COBRA is not available or ends early, a letter from the Employer is required, as COBRA must be exhausted to get HIPAA as shown in the Blue Shield HIPAA Package Page 21
Don’t pick up COBRA (pdf)
Blue Shield EmployER application – COBRA questions
Blue Shield Procedures to change EmployER name or ownership