AB 1672 & 1083 Small Group
Qualification Rules for Medical Insurance
Here’s all you need to do to get affordable guaranteed health & medical coverage for your Employer group of 2 or more workers, eligible for say the last 1/2 of the last quarter. Husband and wife groups count, if BOTH are working in the business. One spouse could even have other QUALIFYING coverage. REGARDLESS of the Health Status of the owners or employees!!! (AB 1672, §10705 g, SB 572 SB 578)
Prior to ACA/Obamacare – The worst that can happen is your group gets surcharged 10% over the Standard Rates. If you have a good claims history and more employees, it could be a 10% discount. (§10700(u), RAF (Risk Adjustment factor))
FAQ’s Frequently Asked Questions
A copy of your FREE, no obligation quote.
Employees and Dependents Applications
Signed declinations for those not enrolling.
If your group had prior coverage – a copy of the previous month’s group premium statement.
Company check for the first month’s premium
For more specific detail on each Insurance Company – See menu above
Are you required to get Health Insurance for your Employees?
Can an employer offer an Individual Plan to a couple of employees and everyone else take the Group Plan?
Requirements by Type of Business Structure
If you have to wait – check out:
Reference - Please check with us on latest AB 1083 Requirements
Warner Pacific 411 Broker ONLY
CA Franchise Tax Board
Common Forms of Ownership
Life Insurance Buyers Guide
Video on how much coverage for death protection you need