Kaiser FAQ - Child Rates
Kaiser FAQ – Child Rates

The U.S. Department of Health and Human Services (HHS) Notice of Benefit and Payment Parameters for 2018 Final Rule revised the ACA’s regulations – Guidance 12.16.2016  concerning Fair Health Insurance Premiums. The Final Rule directs all health plan issuers of non-grandfathered small group and individual plan coverage (on and off the Exchanges) to revise the member level rating age bands used for individuals 0-20 years of age from using one age band to now create 7 age bands. The first age band cover ages 0-14, then single year age bands cover 15, 16, 17, 18, 19 and 20. This change will align with utilization of services while smoothing rate increases over time.  Kaiser

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